There are several reasons why people end up living beyond their means. Even if someone creates a budget and has all the best intentions to live within that budget, several factors can cause the fiscal train to go off the rails. Putting the brakes on runaway spending may be a matter of keeping better track of expenses. Changing patterns of spending to relieve stress might help. Are you a slave to instant gratification? Are you trying to “keep up with the Jones’?” Evaluating personal motivations is a crucial first step to getting your overspending under control.
Read the entire article here: Why Are You Over Spending?