The Conversation You’re Not Having, but Should Probably Start

Alarming statistics include the fact that 50 percent of Americans have less than a month’s worth of savings for emergencies. One in four of us have no savings whatsoever. More than half of us have no budget. Credit card debt averages $15,000. That is the tip of the fiscal iceberg. While this debt looms, no one is talking about it. Here are some ideas to get the conversation going:  1) Create a list of questions you need answered. 2) Find a qualified expert to provide those answers. 3) Include your family in the discussion. 4) Look for community help. Most importantly, get started now!

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